K_\;GlYc`Z$Gi`mXk\;@em\jkd\ek;Gif^iXd1;8e;8ggiX`jXc
PROFESSIONAL
Advancing the Risk Profession
?SP;.WTXL_P;0cNSLYRP;0X[T]P
4^;;L_TPY_Wd;BLT_TYR;_Z;.ZY\`P]
0YaT]ZYXPY_LW;;ZWT_TN^;=LT^P^
=P[`_L_TZYLW;=T^V;.ZYNP]Y^
,_;3P^^;.Z][;;;1TYLYNTLW
=T^V;4OPL^;,]P;,OL[_PO
QZ];0YP]Rd;;`][Z^P^
JG<:@8C;I<GFIK;
<E<I>P;;
8E;;
:C@D8K<;
:?8E><
3Zb;_SP;PYaT]ZYXPY_LW;XZaP;
XPY_;T^;^[LbYTYR;YPb;XL]VP_
^_]`N_`]P^;;]PR`WL_TZY^;;]T^V^
LYO;NZX[WTLYNP;NSLWWPYRP^
I`Z_Xi[;JXe[fi
:_X`idXe
:_`ZX^f;:c`dXk\;<oZ_Xe^\
:.?:-0= ;;$
